What company introduced the first charge card to America in 1950?

Bankamericard became Visa in 1976, and MasterCard used to be MasterCharge.

You also need common sense when using a credit card.For instance always pay more than the minimum. Don't spend more than you can afford to pay back.

Did you know that before 1977, women couldn't have their own checking accounts or credit cards?

I blame the bankers who issue cards to people who really aren't experienced enough to handle credit, like college students young recruits in the military, and then charge huge interest rates because they have no credit history. They prey on the young and the impoverished.