What does a creditor do?

Personally feel that creditors are not good for people; deny credit and have the people live within their means OR get another job.

Like credit cards.. but the fees and the interest are terrible. I mean please drop the interest .. the CEOs of these companies are making way tooo much

ITS CHEATING!! GUYS DONT CHEAT! ITS BAD!

STOP GIVING THE ANSWER BY THE PICTURE!!!

Donna, you are right!